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Apply for a Car Loan Online with McCarthy Chevrolet 

At McCarthy Chevrolet, we believe that everyone deserves a chance to drive the car of their dreams, whether that’s a brand-new Chevy or a high-quality used car. We also believe that past credit problems shouldn’t necessarily leave our customers without any decent car loan options. In fact, our auto financing experts proudly make it their goal to give shoppers the best rates on a Chevy loan, regardless of their credit score. We may even be able to find you lower interest rates on existing car loans obtained through other local banks or lenders!
    Get Pre-Approved in Seconds

    Why Apply for Credit with McCarthy?

    Wondering if you qualify for any of the following McCarthy Chevrolet auto loan perks?

    • $0 Down Payment
    • Low Monthly Auto Financing Payments
    • 0% Car Loan Terms
    • Instant Car Loan Pre-Approval

    Then apply for a no-obligation auto loan today! Just fill out and submit your car loan application below to get pre-approved, and let us show you the benefits of working with our McCarthy Chevy financing team. If you’d like to further discuss your Chevrolet loan & finance options in private, or need more information about any of our other Chevy specials or auto repair services, please contact our McCarthy Chevy dealers at (913) 324-7200 or visit our GM Auto Loan department at 675 N Rawhide Road in Olathe, KS.

    Should I Buy or Lease My Next Vehicle?
    Benefits of Buying a Car
    • Paying less over the long term - If you plan on driving a car for a long time, financing can be cheaper because you'll eventually pay the car off and can continue to drive without a monthly payment.
    • Have the option to sell it - Car owners can trade or sell their vehicle at any time, versus being locked into a lease agreement.  
    • No mileage limit - If you put a lot of miles on your vehicle, buying is generally better than leasing because there are no mileage restrictions.
    • No restrictions on appearance - A purchased car is your car, and you can make any modifications you'd like, but a lease is generally expected to be returned looking as it did when you leased it.
    • Discount the depreciation - Buying a used car that is a few years old can bypass the price depreciation of a new car, essentially giving you a discount versus buying or leasing new. 

    Benefits of Leasing a Car 
    • Lower monthly payments - The cost of leasing a car is lower than the cost of purchasing, because you're only paying a set amount for the price of the car over the time you'll be leasing it rather than full price. 
    • Fewer repair expenses - Because leases are typically for new cars, you'll likely be covered by a warranty for major defects, and new cars generally cost less for maintenance over the first few years.
    • Driving a new car more often - If you like that "new car smell," leasing a vehicle is the way to go, as you'll be returning it and leasing (or buying) another new car in a few years.
    • Never having to sell a vehicle - In a closed-end lease, you simply return the vehicle rather than having to go through the hassle of selling it yourself. 
    • No loan approval - Because lease payments are lower and lease terms are more strict, leasing can be a good option (vs. applying for a purchase loan) for people with lower credit scores.